ON
Ontario Fines
Complete reference for Highway Traffic Act penalties and demerit points.
Ontario Fine Calculator
Select your speed to estimate penalties.
Estimated Liability
Base Fine$30.00
Surcharges & Fees+ $6.00
Total Payable$36.00
Demerit Points
+0
Insurance Spike
~15% / yr
for 3 years
Fine Tiers & Demerits
| Speed Over (km/h) | Total Fine | Points | Severity |
|---|---|---|---|
| 1 - 15 km/h | $25.00 | 0 | Fine Only |
| 16 - 29 km/h | $50.00 | 3 | Demerit Impact |
| 30 - 49 km/h | $150.00 | 4 | Demerit Impact |
| 50+ km/h | $2000.00 | 6 | Stunt Driving |
Demerit Points System
Suspension Threshold15 pts
Novice Driver Threshold9 pts
Points Record Duration2 years
Managing AuthorityMinistry of Transportation (MTO)
Stunt & Excessive Speeding
Driving 40 km/h or more over the speed limit triggers extreme penalties under the Highway Traffic Act.
Max Fine
$10,000
Suspension
30 Days
Impoundment
14 Days
Court
Required
Insurance Impact
A minor ticket stays on insurance record for 3 years. Major convictions (stunt driving) can increase rates by 100% or result in cancellation.
~15% Premium Spike
3 Years on Record
Automated Enforcement
Photo radar was banned provincially, but Automated Speed Enforcement (ASE) operates in designated safety/school zones municipality by municipality.
ASE Active
Red Light Cameras
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