100% Accurate Canadian Data

Just got a speeding ticket?

Find out exactly what it costs. Calculate the true fine, demerit points, and hidden insurance impacts before you decide to pay or fight it.

Where did you get pulled over?

Quick select:Ontario Alberta British Columbia Quebec

Beyond the Base Fine

A speeding ticket is rarely just a simple fine. Understand the hidden costs before you decide how to plead.

Out-of-Province Tickets

If you get a ticket in another province, the demerit points usually follow you home through the Canadian Driver Licence Compact (CDLC).

Learn how transfers work

Stunt Driving Laws

Caught doing 40-50+ km/h over? Fines skyrocket to $10,000+ with immediate roadside vehicle impoundment and license suspension.

View stunt thresholds

Insurance Spikes

A single minor conviction can increase premiums by 10-20% for 3 years. Major convictions can double your rate or result in cancellation.

Read insurance guide

Frequently Asked Questions

Do speeding tickets from another province transfer home?

Yes. Under the Canadian Driver Licence Compact (CDLC), all provinces (except BC and Quebec, which have their own bilateral agreements) share traffic violations. If you get a ticket in Alberta, your home province of Ontario will be notified and will apply Ontario's equivalent demerit points to your record.

How long do demerit points stay on my record?

In most Canadian provinces (including Ontario, BC, and Alberta), demerit points stay on your driving record for exactly two years from the date of the offense (not the date of conviction). However, the conviction itself may stay on your record for three years for insurance purposes.

Will a photo radar ticket increase my insurance?

No. Photo radar and red-light camera tickets are issued to the vehicle owner, not the driver. Because they cannot prove who was driving, they do not carry demerit points and will not affect your insurance premiums. They are strictly financial penalties.

What happens if I ignore a speeding ticket?

If you fail to pay or dispute a ticket within the required timeframe (usually 15 to 30 days), you will be deemed guilty by default. Late fees will be added, your driver's license may be suspended, and you will be blocked from renewing your vehicle registration until the debt is cleared.